{"id":271,"date":"2025-03-19T06:42:54","date_gmt":"2025-03-19T06:42:54","guid":{"rendered":"http:\/\/snowiepoke.myvnc.com\/wordpress\/?p=271"},"modified":"2025-03-19T06:42:54","modified_gmt":"2025-03-19T06:42:54","slug":"top-3-insurance-companies-in-singapore-for-hospitalization-and-critical-illness-coverage","status":"publish","type":"post","link":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/2025\/03\/19\/top-3-insurance-companies-in-singapore-for-hospitalization-and-critical-illness-coverage\/","title":{"rendered":"Top 3 insurance companies in Singapore for hospitalization and critical illness coverage"},"content":{"rendered":"\n<p>Here&#8217;s a comparison of the top 3 insurance companies in Singapore for hospitalization and critical illness coverage:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Prudential PRUShield<\/h2>\n\n\n\n<p><strong>Hospitalization Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PRUShield Premier:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$1,200,000<\/li>\n\n\n\n<li>Ward Entitlement: Private Hospital (Standard Room)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 180 days<\/li>\n\n\n\n<li>Post-Hospitalisation: 365 days<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: S$60,000 per policy year<\/li>\n\n\n\n<li>Overseas Medical Treatment: As charged, limited to charges in a Singapore Private Hospital<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Supplementary Plans:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>PRUExtra Premier CoPay:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Eligibility: For Premier Plan<\/li>\n\n\n\n<li>Hospital &amp; Ward Entitlement: All Singapore Private Hospitals<\/li>\n\n\n\n<li>Deductible: Covers 95% of Deductible Amount<\/li>\n\n\n\n<li>Co-insurance: Covers half of Co-insurance<\/li>\n\n\n\n<li>Stop-loss: S$3,000 for Panel providers<\/li>\n\n\n\n<li>PRUPanel Connect: Available<\/li>\n\n\n\n<li>Premium for aged 30: S$515<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Critical Illness Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PRUShield Plus:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$600,000<\/li>\n\n\n\n<li>Ward Entitlement: Public Hospital (A Ward)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 180 days<\/li>\n\n\n\n<li>Post-Hospitalisation: 365 days<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: S$40,000 per policy year<\/li>\n\n\n\n<li>Overseas Medical Treatment: As charged, limited to charges in a Singapore Private Hospital<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Great Eastern SupremeHealth<\/h2>\n\n\n\n<p><strong>Hospitalization Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>GREAT SupremeHealth P Plus:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$1,500,000<\/li>\n\n\n\n<li>Ward Entitlement: Private Hospital (Standard Room)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 120 days<\/li>\n\n\n\n<li>Post-Hospitalisation: 365 days<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: Not specified<\/li>\n\n\n\n<li>Overseas Medical Treatment: Not specified<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Supplementary Plans:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>GREAT TotalCare (Elite or Classic):<\/strong>\n<ul class=\"wp-block-list\">\n<li>Covers up to 95% of total hospitalisation bills<\/li>\n\n\n\n<li>Post-hospitalisation treatment coverage for 365 days<\/li>\n\n\n\n<li>Traditional Chinese Medicine treatments within 180 days of discharge<\/li>\n\n\n\n<li>Medical aids for rehabilitation<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Critical Illness Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>GREAT SupremeHealth A Plus:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$1,000,000<\/li>\n\n\n\n<li>Ward Entitlement: Public Hospital (A Ward)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 120 days<\/li>\n\n\n\n<li>Post-Hospitalisation: 365 days<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: Not specified<\/li>\n\n\n\n<li>Overseas Medical Treatment: Not specified<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">AIA HealthShield Gold Max<\/h2>\n\n\n\n<p><strong>Hospitalization Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AIA HealthShield Gold Max A:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$2,000,000<\/li>\n\n\n\n<li>Ward Entitlement: Private Hospital (Standard Room)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 13 months<\/li>\n\n\n\n<li>Post-Hospitalisation: 13 months<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: Not specified<\/li>\n\n\n\n<li>Overseas Medical Treatment: Emergency medical treatment outside Singapore<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Supplementary Plans:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>AIA Max VitalHealth:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Post-hospitalisation home nursing benefit<\/li>\n\n\n\n<li>Emergency and Outpatient Care Booster optional add-on<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Critical Illness Coverage:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AIA HealthShield Gold Max B:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Annual Limit: S$1,000,000<\/li>\n\n\n\n<li>Ward Entitlement: Public Hospital (A Ward)<\/li>\n\n\n\n<li>Pre-Hospitalisation: 180 days<\/li>\n\n\n\n<li>Post-Hospitalisation: 180 days<\/li>\n\n\n\n<li>Outpatient Benefits: As Charged<\/li>\n\n\n\n<li>Living Organ Donor Transplant Benefit: Not specified<\/li>\n\n\n\n<li>Overseas Medical Treatment: Emergency medical treatment outside Singapore<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Comparison Table:<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Insurance Company<\/strong><\/th><th><strong>Plan<\/strong><\/th><th><strong>Annual Limit<\/strong><\/th><th><strong>Ward Entitlement<\/strong><\/th><th><strong>Pre-Hospitalisation<\/strong><\/th><th><strong>Post-Hospitalisation<\/strong><\/th><th><strong>Outpatient Benefits<\/strong><\/th><th><strong>Living Organ Donor<\/strong><\/th><th><strong>Overseas Treatment<\/strong><\/th><th><strong>Supplementary Plans<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Prudential<\/td><td>PRUShield Premier<\/td><td>S$1,200,000<\/td><td>Private Hospital (Standard Room)<\/td><td>180 days<\/td><td>365 days<\/td><td>As Charged<\/td><td>S$60,000 per policy year<\/td><td>As charged<\/td><td>PRUExtra Premier CoPay<\/td><\/tr><tr><td><\/td><td>PRUShield Plus<\/td><td>S$600,000<\/td><td>Public Hospital (A Ward)<\/td><td>180 days<\/td><td>365 days<\/td><td>As Charged<\/td><td>S$40,000 per policy year<\/td><td>As charged<\/td><td>PRUExtra Plus CoPay<\/td><\/tr><tr><td>Great Eastern<\/td><td>GREAT SupremeHealth P Plus<\/td><td>S$1,500,000<\/td><td>Private Hospital (Standard Room)<\/td><td>120 days<\/td><td>365 days<\/td><td>As Charged<\/td><td>Not specified<\/td><td>Not specified<\/td><td>GREAT TotalCare<\/td><\/tr><tr><td><\/td><td>GREAT SupremeHealth A Plus<\/td><td>S$1,000,000<\/td><td>Public Hospital (A Ward)<\/td><td>120 days<\/td><td>365 days<\/td><td>As Charged<\/td><td>Not specified<\/td><td>Not specified<\/td><td>GREAT TotalCare<\/td><\/tr><tr><td>AIA<\/td><td>AIA HealthShield Gold Max A<\/td><td>S$2,000,000<\/td><td>Private Hospital (Standard Room)<\/td><td>13 months<\/td><td>13 months<\/td><td>As Charged<\/td><td>Not specified<\/td><td>Emergency medical treatment<\/td><td>AIA Max VitalHealth<\/td><\/tr><tr><td><\/td><td>AIA HealthShield Gold Max B<\/td><td>S$1,000,000<\/td><td>Public Hospital (A Ward)<\/td><td>180 days<\/td><td>180 days<\/td><td>As Charged<\/td><td>Not specified<\/td><td>Emergency medical treatment<\/td><td>AIA Max VitalHealth<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>This comparison table provides an overview of the key features of each plan, including annual limits, ward entitlements, pre- and post-hospitalisation coverage, outpatient benefits, living organ donor benefits, overseas treatment, and supplementary plans. Each plan offers different levels of coverage and benefits, tailored to different needs and budgets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Citations:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.prudential.com.sg\/products\/health-insurance\/medical\/prushield\">https:\/\/www.prudential.com.sg\/products\/health-insurance\/medical\/prushield<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.greateasternlife.com\/sg\/en\/personal-insurance\/our-products\/health-insurance\/great-supremehealth.html\">https:\/\/www.greateasternlife.com\/sg\/en\/personal-insurance\/our-products\/health-insurance\/great-supremehealth.html<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.moneysmart.sg\/health-insurance\/great-eastern\">https:\/\/www.moneysmart.sg\/health-insurance\/great-eastern<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.aia.com.sg\/content\/dam\/sg\/en\/docs\/product_brochures\/medical-protection\/aia-health-shield-gold-max-english-brochure.pdf\">https:\/\/www.aia.com.sg\/content\/dam\/sg\/en\/docs\/product_brochures\/medical-protection\/aia-health-shield-gold-max-english-brochure.pdf<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/moneyiq.sg\/critical-illness-insurance\/\">https:\/\/moneyiq.sg\/critical-illness-insurance\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.linkedin.com\/pulse\/11-best-early-late-stage-critical-illness-insurance-plans-hsifc\">https:\/\/www.linkedin.com\/pulse\/11-best-early-late-stage-critical-illness-insurance-plans-hsifc<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/seedly.sg\/reviews\/health-insurance\/prudential-prushield-integrated-shield-plan\/\">https:\/\/seedly.sg\/reviews\/health-insurance\/prudential-prushield-integrated-shield-plan\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.singsaver.com.sg\/blog\/best-integrated-shield-plans-singapore\">https:\/\/www.singsaver.com.sg\/blog\/best-integrated-shield-plans-singapore<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.moneysmart.sg\/term-life\/critical-illness-singapore-ms\">https:\/\/www.moneysmart.sg\/term-life\/critical-illness-singapore-ms<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.greateasternlife.com\/sg\/en\/customer-services\/claims\/medical-hospitalisation\/make-a-new-claim.html\">https:\/\/www.greateasternlife.com\/sg\/en\/customer-services\/claims\/medical-hospitalisation\/make-a-new-claim.html<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.aia.com.sg\/content\/dam\/sg-wise\/en\/docs\/our-products\/en\/aia-health-shield-gold-max-english-brochure.pdf\">https:\/\/www.aia.com.sg\/content\/dam\/sg-wise\/en\/docs\/our-products\/en\/aia-health-shield-gold-max-english-brochure.pdf<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.moneysmart.sg\/health-insurance\">https:\/\/www.moneysmart.sg\/health-insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/treeofwealth.sg\/best-hospitalisation-integrated-shield-plans-singapore\/\">https:\/\/treeofwealth.sg\/best-hospitalisation-integrated-shield-plans-singapore\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.onsurity.com\/blog\/best-health-insurance-companies-india\/\">https:\/\/www.onsurity.com\/blog\/best-health-insurance-companies-india\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/seedly.sg\/reviews\/health-insurance\/\">https:\/\/seedly.sg\/reviews\/health-insurance\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.prudential.com.sg\/-\/media\/project\/prudential\/pdf\/prudential-shield-premium-rate-tables\/prushield-and-pruextra-premium-tables-with-withdrawn-riders-1-apr-2025.pdf\">https:\/\/www.prudential.com.sg\/-\/media\/project\/prudential\/pdf\/prudential-shield-premium-rate-tables\/prushield-and-pruextra-premium-tables-with-withdrawn-riders-1-apr-2025.pdf<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.moneysmart.sg\/health-insurance\/aia\">https:\/\/www.moneysmart.sg\/health-insurance\/aia<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.dbs.com.sg\/personal\/marketplaces\/listing\/health-integratedshieldplans\/health-integratedshieldplans-ISPPRU23\">https:\/\/www.dbs.com.sg\/personal\/marketplaces\/listing\/health-integratedshieldplans\/health-integratedshieldplans-ISPPRU23<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/smartwealth.sg\/best-early-critical-illness-insurance-singapore\/\">https:\/\/smartwealth.sg\/best-early-critical-illness-insurance-singapore\/<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/singlife.com\/en\/critical-illness-insurance\/big-3-critical-illness\">https:\/\/singlife.com\/en\/critical-illness-insurance\/big-3-critical-illness<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.dbs.com.sg\/personal\/insurance\/protection\/protection-plans\/ecriticalcare\">https:\/\/www.dbs.com.sg\/personal\/insurance\/protection\/protection-plans\/ecriticalcare<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/plannerbee.co\/best-critical-illness-insurance\/\">https:\/\/plannerbee.co\/best-critical-illness-insurance\/<\/a><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Answer from Perplexity: <a href=\"https:\/\/www.perplexity.ai\/search\/pplx.ai\/share\">pplx.ai\/share<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s a comparison of the top 3 insurance companies in Singapore for hospitalization and critical illness coverage: Prudential PRUShield Hospitalization Coverage: Critical Illness Coverage: Great Eastern SupremeHealth Hospitalization Coverage: Critical Illness Coverage: AIA HealthShield Gold Max Hospitalization Coverage: Critical Illness Coverage: Comparison Table: Insurance Company Plan Annual Limit Ward Entitlement Pre-Hospitalisation Post-Hospitalisation Outpatient Benefits Living [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-271","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts\/271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/comments?post=271"}],"version-history":[{"count":0,"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/posts\/271\/revisions"}],"wp:attachment":[{"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/media?parent=271"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/categories?post=271"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1secret2success.snowiepoke.com\/wordpress\/index.php\/wp-json\/wp\/v2\/tags?post=271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}